Embedded Insurance Solutions for an Emerging Africa
Inclusivity Solutions is a B2B2C insurtech that designs and delivers embedded insurance solutions for emerging African consumers.
Our Achievements
Inclusivity Solutions is a B2B2C insurtech that designs and delivers embedded insurance solutions for emerging African consumers
- Customers
- 5M
- Monthly Policies
- 1M
- Countries
- 10
- Partners
- 35
and counting…
Insurance, when done well, can drive a range of positive outcomes for your business
- Attract new customers
- Retain existing customers
- Drive new revenue streams
- Improve efficiency and customer satisfaction
- Strengthen your brand and social impact
- Encourage more profitable customer behaviour
Through our Open API-based digital insurance platform ASPin, combined with specialist insurance expertise, we can seamlessly embed insurance into your products and services to safeguard what matters most to your consumers.
How ASPin works
Your customers buy, pay and claim inside the products they already use. ASPin runs everything behind it through one open API.
Partner
Your app, wallet or channel registers the customer and offers cover at the point of sale.
ASPin platform
Policies, premiums and claims are administered end to end, with insurer and partner working from one source of truth.
Customer
The customer is covered, pays premiums and makes claims through the channel they already use.
Purchase a policy
Read the API docsPOST /api/products/buy?partner=demoAuthorization: Bearer <access_token>Content-Type: application/json { "msisdn": "00271603773356", "product_code": "demo_individual", "amount_in_cents": "2000", "channel": "ApiClient", "debit": false}Our Products
Our products cover the top risks faced by emerging consumers.
Health
Benefit paid per night of hospitalisation, and for inpatient hospital expenses
Hospital Cash · Medical Cover
Life & Funeral
Benefit paid on death, covering expenses such as education, funerals and loss of life
Life · Life / Funeral
Personal Accident
Benefit paid in the event of injuries, disability or death caused accidentally
Personal Accident
Business & MSME
Benefit paid for the risks MSMEs face, including interruption of operations and destruction of business assets
MSME Cover · Loss of Income Cover · Property Assistance Cover
Property & Device
Protection for property and possessions, including theft or damage to a phone, tablet or laptop
Property · Device Cover · Home Contents Cover
Motor
Benefit paid for damage to other people’s property or injury to others
Third Party Motor
Case Studies
Coverage
Digital insurance for the connected, but unprotected.
We currently operate in 10 countries, but we can expand our operations to any location our partners desire.
Kenya
Since 2016Our deepest market, spanning a mobile network, a bank’s MVNO, a microfinance lender and an insurer’s group book.
Our Clients
We collaborate with leading banks, insurers, MFIs, telcos and innovative fintechs across the continent
What partners are saying
I had heard about Inclusivity Solutions but had never worked together till I joined my current organization. They are omni-present in all the touch points of my business, a fact that I attribute to their high-caliber workforce. They are agile, sensitive, responsive and have been extremely helpful not only in technology, but other aspects of the business. Inclusivity’s 360-degree view of the business is fantastic. Choosing them as a partner is one of the decisions, I will pride myself for, for a very longtime.
Our Team
Inclusivity Solutions is led by insurance and technology veterans with deep experience in distribution and emerging markets
Indira Gopalakrishna
Chief Executive Officer
Jeremy Leach
Founder & Executive Director
Sam Ndori
Head of Country Operations
Chaddy Rungwe
Head of Engineering
We would love to demonstrate how easy it is to launch digital insurance products with us
Feel free to reach out and find time for us to demonstrate our platform to you or use our APIs to test it for yourself.