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Embedded Insurance Solutionsfor an Emerging Africa
Inclusivity Solutions is a B2B2C insurtech that designs and delivers embedded insurance solutions for emerging African consumers.
- 10 countries
- 35 partners
- 5M customers covered
Our Achievements
Inclusivity Solutions is a B2B2C insurtech that designs and delivers embedded insurance solutions for emerging African consumers
- 5M
- Clients
- 1M
- Polices mensuelles
- 10
- Pays
- 35
- Partenaires
and counting…
Our Solutions
For Distribution Partners
We enable you to seamlessly embed insurance into your core product or service.
Explore partner solutionsFor Insurers, Brokers and Bancassurance
Use our agile and scalable insurance platform ASPin as a policy administration system.
Explore the platformInsurance, when done well, can drive a range of positive outcomes for your business
- Attract new customers
- Retain existing customers
- Drive new revenue streams
- Improve efficiency and customer satisfaction
- Strengthen your brand and social impact
- Encourage more profitable customer behaviour
Through our Open API-based digital insurance platform ASPin, combined with specialist insurance expertise, we can seamlessly embed insurance into your products and services to safeguard what matters most to your consumers.
Our Products
Our products cover the top risks faced by emerging consumers.
Health
Benefit paid per night of hospitalisation, and for inpatient hospital expenses
Life & Funeral
Benefit paid on death, covering expenses such as education, funerals and loss of life
Personal Accident
Benefit paid in the event of injuries, disability or death caused accidentally
Business & MSME
Benefit paid for the risks MSMEs face, including interruption of operations and destruction of business assets
Property & Device
Protection for property and possessions, including theft or damage to a phone, tablet or laptop
Motor
Benefit paid for damage to other people’s property or injury to others
Case Studies
Group life, ninety days to three
Increasing scale and revenue through digitising group insurance
Britam · Kenya
Cover that travels with the money
Driving significant uplift in remittance transactions
Onafriq · Rwanda
Insurance bundled with data
Driving additional revenue and differentiation
Safaricom · Kenya
Riziki: cover inside the network
Driving higher mobile banking and airtime usage
Equitel · Kenya
Credit life that covers more than the loan
Reducing portfolio at risk and improving financial security of MSMEs
Real People · Kenya
Coverage
Digital insurance for the connected, but unprotected.
We currently operate in 10 countries, but we can expand our operations to any location our partners desire.
Kenya
Our deepest market, spanning a mobile network, a bank’s MVNO, a microfinance lender and an insurer’s group book.
Our Clients
We collaborate with leading banks, insurers, MFIs, telcos and innovative fintechs across the continent
Telco
Insurer
Bank
Fintech
MFI
Other
What partners are saying
Our Team
Inclusivity Solutions is led by insurance and technology veterans with deep experience in distribution and emerging markets

Indira Gopalakrishna
Chief Executive Officer

Jeremy Leach
Founder & Executive Director

Sam Ndori
Head of Country Operations

Chaddy Rungwe
Head of Engineering
We would love to demonstrate how easy it is to launch digital insurance products with us
Feel free to reach out and find time for us to demonstrate our platform to you or use our APIs to test it for yourself.





















