Our Solution

Our solution combines our award-winning digital insurance platform, ASPin, supported by Open APIs to enable insurers and distribution partners to get to market fast. This is supported by our consumer, analytics and actuarial specialist services to create and deliver ‘best-fit’ insurance products for our partners

Partners can rapidly introduce and scale new insurance services whilst meeting their business objectives in a fraction of the time and expense that it would take to do it themselves

While our products are unique in each market, they generally follow one of two models

Premium Model

Operator or Financial institution
covers the cost of the premium

  • Offered free to customers
  • Used as a reward to drive customer
    behaviour such as increased savings
    or airtime usage

Premium Model

Customer covers the cost
of the premium

  • Can be offered either as an
    upsell to loyalty cover or a direct
    to paid product
  • Offered as a stand-alone
    or bundled product to existing clients
  • Premiums from as little as US$.90c to $10
    per person per month

View our ready to plug-in and simple to use insurance APIs

Our Expertise Spans a Range of Cover Types


Includes hospital cash
and personal accident


Simple life products covering
expenses such as education,
funerals and loss of life


Protection for individuals
and small businesses from losses to property,
as well as device cover


Life / Funeral

Benefit paid in event of death

Hospital Cash

Benefit paid per night of hospitalisation

Medical Cover

Benefit paid for inpatient hospital expenses

MSME Cover

Benefit paid for various risks faced by MSMEs

Property Assistance Cover

Benefit paid in the event of business assets destruction by fire,storm/flood or impact by external forces

Device Cover

Benefit paid in the event of theft or damage of phone, tablet, laptop etc

Loss of Income Cover

Benefit paid in event operations are interrupted by fire, storm/flood or impact by external forces.

Third Party Motor

Benefit paid in the event of damage to other people’s property or injury of other member

Personal Accident

Benefit paid in the event of injuries,disability or death caused accidentally

Home Contents Cover

Benefit paid in event of loss or damage of home possessions

Some of our Products

Equitel & Equity Bank

Riziki Cover
Hospital Cash Loyalty
+ Upsell Products

Airtel – Tigo

Hospital Cash Loyalty
+ Upsell Products

Cote d’Ivoire
Orange Money

Hospital Cash
& Life Loyalty
+ Upsell Products