Solutions
Our solution combines our award-winning digital insurance platform, ASPin, supported by Open APIs to enable insurers and distribution partners to get to market fast. This is supported by our consumer, analytics and actuarial specialist services to create and deliver ‘best-fit’ insurance products for our partners
For Distribution Partners
We enable you to seamlessly embed insurance into your core product or service.
Insurance, when done well, can drive a range of positive outcomes for your business
Attract New Customer
Retain existing Customer
Drive New Revenue Streams
Enhance Efficiency and customer satisfaction
Improve brand and social impact
Drive more profitable consumer behaviour
Through our Open API-based digital insurance platform ASPin, combined with specialist insurance expertise, we can seamlessly embed insurance into your products and services to safeguard what matters most to your consumers.
For Insurers, Brokers and Bancassurance
Use our agile, and scalable insurance platform ASPin as a policy administration system
Our Open API based digital insurance platform can help unlock the value of digital partnerships and accelerate the go-to-market for a new generation of digital insurance products.
From sales to policy administration and premium collections to claims, our platform unlocks the business case for low-cost digital insurance.
While our products are unique in each market, they generally follow one of two models
Partner-Funded Premium Model(Loyalty)
Distribution partner covers the cost of the premium
- Offered free to customers
- Used as a reward to drive customer behaviour such as increased savings or airtime usage
Customer-Funded Premium Model(Paid/Upsell)
Customer covers the cost of the premium
- Can be offered either as an upsell to loyalty cover or a direct to paid product
- Offered as a stand-alone or bundled product to existing clients
Loyalty Insurance
Per customer qualifying for loyalty cover
$0.05 - 0.50
Customer Funded Insurance
Per Month
$2 - $10
View our ready to plug-in
and simple to use
insurance APIs
Our Expertise Spans a Range of Cover Types
Health
Includes hospital cash and personal accident
MSME Cover
Benefit paid for various risks faced by MSMEs
Loss of Income Cover
Benefit paid in event operations are interrupted by fire, storm/flood or impact by external forces.
Personal Accident
Benefit paid in the event of injuries,disability or death caused accidentally
Life
Simple life products covering expenses such as education, funerals and loss of life
Life / Funeral
Benefit paid in event of death
Property Assistance Cover
Benefit paid in the event of business assets destruction by fire,storm/flood or impact by external forces
Property
Protection for individuals and small businesses from losses to property, as well as device cover
Hospital Cash
Benefit paid per night of hospitalisation
Third Party Motor
Benefit paid in the event of damage to other people’s property or injury of other member
Medical Cover
Benefit paid for inpatient hospital expenses
Device Cover
Benefit paid in the event of theft or damage of phone, tablet, laptop etc
Home Contents Cover
Benefit paid in event of loss or damage of home possessions
