Handle with Care
In this article on Next Billion, Nigel Bowman applies utility theory to demonstrate when insurance improves welfare and when it reduces welfare, including a few points of caution.
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Archives for Articles
Microinsurance is insurtech and there is more to come
A look at mobile insurance (part 1): Past to Present
Massive opportunity in emerging consumer market
Seven Keys to success of Mobile Microinsurance
Seven Keys to success of Mobile Microinsurance
Jeremy Leach and Tyler Tappendorf summarise the keys to success for mobile microinsurance based on a review of mobile microinsurance 'sprinters'. This guest post on the GSMA Mobile for Development blog provides highlights from the report 'Can the digitalization of microinsurance make all the difference?
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Designing microinsurance products: premium payment
Microinsurance: Can the Cinderella of Financial Inclusion Join the Global Ball
Microinsurance: Can the Cinderella of Financial Inclusion Join the Global Ball
Jeremy Leach challenges the current approach to insurance arguing that insurance providers tend to target hard to reach areas and financial inclusion promoters tend to prioritise other products and services over insurance rather than focusing on insurance as an enabler for financial inclusion and market development.
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M-Insurance: Ensuring Take-Off while doing no harm
M-Insurance: Ensuring Take-Off while doing no harm
This blog considers the transformative potential of m-insurance as well as its potential systemic impact if these schemes go badly. Jeremy Leach proposes a range of solutions to manage the risk while supporting these innovative models to ensure that if one fails, it fails well.
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